Best Malaysia Bank to Deposit Adsense Cheque

STOP paying bank charges, now you can receive AdSense money immediately via Western Union!

Got your first Google Adsense cheque (check)? Congratulations! Now, it is time to bank in your check. I will show you a comparison of processing fee between local banks.

Which is best Malaysia bank to bank in U.S. check?

Generally, the exchange rate and check processing time are about the same among local banks. The exchange rate is between 3.77 to 3.78 (check current exchange rate). The time to process the check will take about one month.

According to the thread I started in and readers’ feedback, here is the comparison of US check processing fee(per check) between different Malaysia local banks. Not sorted in any order.

  • Hong Leong Bank: RM50 + RM10 (courier) + USD75 (Citibank Delaware)
  • MayBank::
    • 0.1% of the cheque amount drawn in RM with minimum of RM25.00 and maximum of RM100.00
  • PublicBank:
    • 0.1% of cheque amount (min: RM20, max: RM100)
    • Postage: RM5
    • Stamp duty: RM0.15
  • HSBC:
    • 0.1% of cheque amount (min: RM10, max: RM100)
    • Stamp duty – RM0.15 per cheque
    • Other charges – below 10k = RM1.15
  • EON Bank: RM10
  • BCB (CIMB):
    • 0.1% charge (min: RM5, max: RM100)
    • Postage: RM5
    • Stamp duty: RM0.15
    • The 0.1% is only applicable if it is above USD 1000.

    Note: You can deposit your check to the home branch only. But, you can mail your check to your BCB account’s home branch for bank-in.

  • RHB:
    • Postage: RM5.00
    • Stamp Duty: RM0.15
    • Commission: 0.1% of your cheque amount (minimum RM 10.00 and maximum RM 100.00)
  • Standard Chartered: 0.01% of cheque amount OR min RM 50.
  • Bank Muamalat: RM5
  • Alliance: ~RM70
  • Southern Bank: RM30 + RM0.15 stamp duty.

Note: Result is compiled from the forum thread and comments in this page, no personal verification done. If you have updated information of any bank’s check processing fee, please let us know in the comment.


  • 19 July 2007: Updated HSBC charge. Thanks, zaki blogjer
  • 5 December 2006: Added Southern Bank charge. Thanks, Sherly
  • 8 Oct 2006: Updated RHB charge. Thanks, Lela Iskandar
  • 13 June 2006: Updated Public Bank charge. Thanks, gazard.
  • 12 February 2006: Added Alliance charge. Thanks, ShaolinTiger.
  • 25 December 2005: Added Bank Muamalat charge. Thanks, menj.
  • 29 August 2005: Updated BCB charge. Thanks, kahsoon.
  • 26 August 2005: Updated RHB charge. Thanks, Ben.
  • 17 August 2005: Updated RHB charge and added Standard Chartered info. Thanks, Looi.
  • 6 August 2005: Updated Maybank charge. Thanks, Paul Tan.
  • 12 June 2005: Updated Maybank charge. Thanks, TienSoon.

adsense, bank, cheque, malaysia, money

120 Responses to Best Malaysia Bank to Deposit Adsense Cheque

  1. hanyi June 7, 2005 at 3:19 pm #

    good job there with the comparison, liew. it will definitely help many bloggers to compare and cut down on the processing charges. and if anyone found out more infos, please inform liew so he can update it here and in the forum for everyone to learn from. once again, good job, thanks and keep up the good work :)

  2. kahsoon June 7, 2005 at 3:59 pm #

    liew, why u dowan use rhb instead? like u said…free ma….im getting my first cheque pretty soon….took 3 months to reach my first USD100 =.=

  3. LcF June 7, 2005 at 4:13 pm #

    kahsoon: I am too late to found out that RHB is FREE charge!

  4. colbert June 7, 2005 at 4:58 pm #

    i wont use RHB as the BCB branch is nearer to my house. I’ve also applied for BCB internet banking

  5. wired.pod June 7, 2005 at 9:10 pm #

    btw, can the person’s name to be in order of [First Name] [Last Name] or must it follow the IC style… ?

  6. LcF June 7, 2005 at 9:15 pm #

    @wired.pod: no problem, the order of first/last name is not important, as long as it is your name. :)

  7. wongpk June 7, 2005 at 10:11 pm #

    Damn man, I got only Hong Leong bank 😛

  8. red June 8, 2005 at 9:43 am #

    for public bank it has to be home branch too.

  9. David CHin June 8, 2005 at 5:42 pm #

    Thanks very much for this information! I shall post about this on my blog!

  10. eklim June 8, 2005 at 7:58 pm #

    ermm… any idea on OCBC bank conversion charges ?

  11. Dino June 8, 2005 at 9:50 pm #

    Though RHB is free and all, they are the one that started fees on ATM cards and all, followed by Maybank, etc … then only standardized by BNM.

    Maybank used to charge only RM7 something I think … until they started the RM25 + $10. I used to clear my cheques with them.

    So as for RHB, we never know how long that free is going to stand, especially when they know what other banks are charging.

  12. dannyFoo June 12, 2005 at 1:28 pm #

    Urm.. question on the Maybank payment.. why issit..

    RM25 + USD10 ? (how’d the USD10 get in there..?)

  13. LcF June 12, 2005 at 1:48 pm #

    USD10 is the Charge for Oversea bank(Citibank deliware).

  14. Albert June 27, 2005 at 5:35 pm #

    Why don’t add cnversion rate in as well… Maybe some give free but the conversion rate is like 3.6 while some charge RM20 the conversion rate is 3.8 That make big different for big amount of USD check.

  15. LcF June 27, 2005 at 6:06 pm #

    there is no fixed conversion rate, the bank will use the conversion rate of the date. Therefore, every bank has very similar conversion rate, normally around 3.7. You never get 3.8. :)

    (BCB is 3.775)

  16. anon June 30, 2005 at 12:39 pm #

    i use telegraphic transfer.
    fast, takes 2-3 days but cost USD40 per transfer.

  17. Paul Tan August 6, 2005 at 9:23 am #

    The charges I got for Maybank is different. They said they’ll charge me USD15, and the overseas bank will charge something too. Freaking expensive!

  18. LcF August 6, 2005 at 9:49 am #

    Thanks you for the info, Paul.

  19. Looi August 17, 2005 at 4:25 pm #

    Checked with RHB today (17-Aug-05). They do charge fee and they have no idea the US agent fee to clear which can go anyway from USD 10 onwards. Need 1 month to clear.
    Checked with Standard Chartered, the fee is 0.01% of cheque amount or min RM 50.

  20. LcF August 17, 2005 at 6:01 pm #

    Thank you, Looi. Is it possible to confirm the RHB fee?

  21. Ben August 20, 2005 at 7:37 pm #

    I have checked with 2 different branch of RHB bank and the officer said that the foreign check(US) will be impose RM15.15, and about 1 months to clear the check.

    At the same time , also checked with BCB and their fee are

    Less Than RM5000 Total Fee : RM5 + 0.01%
    More Than RM5000 Total Fee RM10

    RHB charges is slightly higher than BCB but it very convient since many branch of RHB open on Saturday and even Sunday ! until 6pm ..I find it very convenient to me as I am working during weekday.

  22. Mohd Fairuz September 8, 2005 at 11:47 pm #

    Hi guys,
    Here’s my experience with BCB:

    For check below US $1000, BCB charges only RM10
    For check above US $1000, BCB charges US$15 + RM10

    Mohd Fairuz
    Adsense Insider Secrets

  23. lilian December 20, 2005 at 6:18 pm #

    Wahhhh…I rugi banyak liao. I thot Maybank should be reasonable. But I only have accounts with Maybank and UOB wor.

  24. LcF December 20, 2005 at 10:24 pm #

    that’s why I open a new bank account at BCB :)

  25. david December 21, 2005 at 10:07 am #

    if you really want to cash it fast, consider Southern Bank JinJang branch
    only takes 2weeks ++, the price to pay is very high fees RM70 + not too good conversation rate of 3.65

  26. Mohd Fairuz December 21, 2005 at 10:25 am #

    With BCB, the fastest I got my check cleared = 2 weeks. The latest 35 days. The conversion rate is good. Previously at 3.77 now at 3.741.

  27. Malaysian Webmaster December 22, 2005 at 2:10 pm #

    Here’s a link for Southern Bank charges:

    The gist:
    “Southern Bank will charge RM30 as service fee and RM0.15 for stamp duty.
    It will take 21 days to clear. Therefore, the exchange rate will depend on the 21st day rather than the day you banked in the cheque.”

  28. menj December 25, 2005 at 4:52 pm #

    I can confirm that Bank Muamalat charges only RM5 for processing. Probably the lowest in your list 😀

    – MENJ

  29. Chin Chiun December 30, 2005 at 12:14 pm #

    Hello guys,
    I just wanna ask after u guys requested the USD cheque, how long does it take to reach malaysia? and wat postal service u guys use? Courier or just normal mail? if normal mail how long?Is it safe??? HOpe someone can reply me. THanks


  30. LcF December 31, 2005 at 9:40 pm #

    Chin Chiun: it is normal mail, it takes 2 weeks.

  31. Chin Chiun January 5, 2006 at 2:52 am #

    Thanks for ur reply LCF. Anyway i have requested for courier for my cheque coz it’s quite a big amount and i dun wanna loose it. Another question is i thinking of opening an account in BCB bank. A normal saving account will do for banking a USD cheque?Thanks.

  32. LcF January 5, 2006 at 3:04 am #

    Yes, a normal saving account will do.

  33. koonming January 18, 2006 at 3:14 pm #


    I heard that now BCB charging extra 10 – 20 USD for oversea party bank charge ?

    Can anyone confirm it ?

    I just bankin my check today ! Hopefully does not have extra charges ..

  34. LcF January 18, 2006 at 7:48 pm #

    @koonming: BCB only charge RM10 for my last cheque (Oct 05)

  35. ShaolinTiger February 12, 2006 at 5:34 pm #

    Alliance charged me around 70RM in total for each cheque, most of it was accounted for by the courier charge (The cheque has to physically go back to USA to be verified).

  36. Big-Daddy April 5, 2006 at 12:21 am #

    I’m about to open a BCB acc. Still free of charge now? Anyone know how to change the payee name in clickbank?

  37. LcF April 5, 2006 at 2:01 am #

    @Big-Daddy: open a bank account is free of charge.

  38. Big-Daddy April 6, 2006 at 12:06 am #

    i meant the processing fee is free

  39. LcF April 6, 2006 at 12:35 am #

    BCB never provides FOC cheque clearing service.

  40. gazard May 13, 2006 at 11:36 am #

    Just bank in my 1st adsense check to Public Bank.
    The charges have changed:
    0.1% for the check amount, minimun RM20
    Postage – RM5
    Stamp Duty – RM0.15
    Current exchange rate is around RM3.54

  41. LcF May 13, 2006 at 12:21 pm #

    Thank you, gazard.

  42. Apex May 13, 2006 at 9:11 pm #

    Liew..remember a few days ago i asked you about can Google resend the cheque?Yesterday i received my first AdSense check. Believe it or not, it takes a month and a half to reach to my mailox. The payment date was April 1st (is Google was playing April fool with me?). I really thought the cheque will not arrive as my other 2 affiliate cheques which was mailed later than my AdSense check arrived first to my mailbox. I dont know why it took a long time but Google said they really can resend the cheque if it still not arrive on this May 25th. I still dont know which bank to debit the cheque, maybe Public Bank as it has lower the fees.

  43. Ainuddin Mohamad May 14, 2006 at 11:46 am #

    Thanks a million for giving a comparison.
    Need to change to a better bank.

  44. Anyone know how to change the payee name in clickbank?

    I don’t think that’s possible. If you want to change address, than that’s okay but you’ll need to contact them, and they’ll change it manually.

  45. leng May 23, 2006 at 1:05 pm #

    Sorry if this is a bit off-topic but since this blog entry is about banks in Malaysia.. I thought I ask which bank will you suggest to me to start an account. I’m malaysian-chinese who works overseas (contract) and plan to open a savings account in malaysia on my coming vacation. I am thinking of opening account in RHB or Maybank but I’m not sure which is better. I want online banking so I can access my account even if I’m overseas. I will need the account to deposit checks issued by Google adsense and Paypal. I’d like also to use the savings account as debit card so it’ll be easy for me to pay some bills.

    I will really appreciate any suggestion – do I go for RHB or Maybank?

    Many thanks.

  46. Dan August 22, 2006 at 2:58 pm #

    I called Affin Bank and the fee is RM20.15.

  47. Daniel September 18, 2006 at 6:13 pm #

    Hi Liew!

    Recently I opened an account with AmBank for the purpose of deposting my USD cheque.

    AmBank told me there is no other fees charges imposed for
    depositing of foreign currency cheque(s) besides the the standard collection charges fee (0.1% flat, subject to a minimum of RM5.00 and maximum of RM100.00).

    I found out that there is a differences of USD$15 for one of the USD cheque deposited. After making enquiry with the bank, I was told any USD cheque amount exceeded RM1,000 will have USD15 fees.

    This is shocking in comparison to the email reply I got above saying no other fees bsides the standard collection fee.

    I was thinking of opening an account with BBMB since many of you here recommneded BBMB.

    How about you Liew? What bank are you using?

    Is there any extra charges or fees for depositing of USD cheque when the amount exceed RM1,000 for BBMB account?

    Thank you.

  48. Lela Iskandar October 6, 2006 at 6:40 pm #

    I have just received the real rate for RHB. I have used it but this time my conversion is really low. I contacted the bank support via email and this is the reply about the rate:-

    “Further to your inquiry, kindly be informed that the charges imposed for foreign cheque will be as follows:
    1. Postage: RM5.00
    2. Stamp Duty: RM0.15
    3. Commission: 0.1% of your cheque amount (minimum RM 10.00 and maximum RM 100.00)”

    Thus, it’s not a fixed $15.15. That is the minimum.

    [Edited by request]

  49. Lela Iskandar October 6, 2006 at 6:42 pm #

    liew, pls delete my earlier comment. calculation error made at the 0.1% x 200. That should be = 0.2.

    However, the RHB bank rate is correct.

  50. LcF October 6, 2006 at 7:35 pm #

    @Lela Iskandar: you mean 0.2% comission?

  51. Lela Iskandar October 7, 2006 at 7:45 pm #

    Liew, I wrote that 0.1% comission is = US20
    That was wrongly calculated. So you can delete the comment from that point on.

  52. LcF October 8, 2006 at 2:38 am #

    @Lela Iskandar: Thank you. RHB rate updated.

  53. sherly December 4, 2006 at 10:31 pm #

    Hi, I’m using Southern Bank , they took a commission charge of RM 30 + 0.15 Stamp Duty. Check takes 1 month to clear. One thing I don’t like about the bank is they always ask me how I got the check, what is the purpose of the payment whenever I banked in. No privacy >

  54. colbert December 5, 2006 at 2:40 pm #

    so far Im using BCB and they only charge Rm0.15 each time I deposit a check. weird.

  55. lilian December 5, 2006 at 3:30 pm #

    And I am still using Maybank ‘cos too lazy to open a new account. Each month, I kena deduct a lot from Maybank. So, nowadays, I prefer to take PayPal and cash it. Except cannot do it with Adsense’s cheque but am taking Paypal for ReviewME, Text Link Ads and PayPerPost.

  56. Daniel December 5, 2006 at 4:41 pm #

    colbert… are you sure? wait till the bank send you remittance advice via post.

    There will be RM10 commission plus another USD$15 for agent fee if your cheque amount is USD$1,000 or more.

    So now I am donating more than RM60 every month to BCB.

    lilian… How do you cash out for your paypal?

  57. krul December 6, 2006 at 7:31 pm #

    can you include period for the check to be cleared for each bank?

  58. Lim January 7, 2007 at 6:05 pm #

    I use Maybank and totally loss RM62 for each transaction of Adsense cheque. So, I hold my payment to let the money roll and then release, then forget to hold. They just send me small amount on cheque that causing the transaction loss.

    Why not Adsense let us select desire amount for payment release? For example, I want them automatically release payment after reaching US$500.

  59. Norish Aida January 29, 2007 at 11:52 pm #


    Thanks for the info. I really need it.

  60. Jessica February 14, 2007 at 5:28 pm #

    Based on the above, can I say HSBC is the best?
    RM11 is charged no matter the total sum of the cheque amount?

  61. Kris Khaira March 17, 2007 at 1:55 pm #

    can you include period for the check to be cleared for each bank?”

    Yeah that would be useful!

  62. LcF March 17, 2007 at 4:00 pm #

    It will takes about a month to clear the cheque, it applies to most banks.

  63. MiSs LiLy March 17, 2007 at 11:37 pm #

    For HSBC,
    – do we have to go to home bank
    – can we use the check deposit machine…

    For CIMB
    – do we still need to go to home bank to settle our check
    – ca we use the check deposit machine..


    p/s: just receive my first check too…eager to know this things… :)

  64. sq March 18, 2007 at 1:29 am #

    for HSBC, I don’t think you need to go to your home bank, unlike CIMB which makes you to do so which I think is pretty rediculous. And yes for HSBC you can use a cheque deposit machine. I write my name and account number at the back and sign it. I’ve always been using HSBC -RM 11.30 charge regardless amount of check and the time it takes is about a month.

  65. MiSs LiLy March 18, 2007 at 5:31 pm #

    thks sq,

    that’s the only answer I need….

    ~ is it I need to sign and write my details inside the space labeled as payee’s endorsement? sorry for such silly question…don’t want to make any mistake depositing my first check 😛

    as for CIMB, i do find it ridiculous, but i thought things might change after they change from bcb to cimb….who knows, mayb someone can update here..

    thks again….


  66. LcF March 18, 2007 at 7:05 pm #

    @miss Lily:

    ~ is it I need to sign and write my details inside the space labeled as payee’s endorsement?

    Yes, write your full name, phone no., account no., and sign in the space.

    Nothing change from BCB to CIMB that I noticed.

  67. MiSs LiLy March 19, 2007 at 9:57 pm #

    another problem…for me…

    I went to HSBC just now…and remember, this is the 1st time I use the deposit machine for foreign check…

    there is no such option to indicate that i’m depositing a foreign check…it only ask for the amount…

    any kind lad..can assist me here.. :(

    sorry for another silly question..


  68. LcF March 19, 2007 at 11:35 pm #

    @Miss Lily: no worry, just drop your cheque into the cheque deposit machine. The bank will handle the US cheque for you. If any problem, they will call you (since you wrote your phone number at the back of the cheque).

  69. raz March 23, 2007 at 12:06 am #

    dear lcf,

    ive just deposited my first cheque to muamalat..

    but ive forget to fill anything on the back of the cheque..

    i just write my phone number as requested by the clerk..

    what u think will happen?

  70. LcF March 23, 2007 at 1:00 am #

    @raz: did you ask me to guess? :)

    Don’t worry… Since you got the cheque deposit receipt/customer copy, you can check with the bank when you did not get the money after a month or later.

    But, I think no harm to write more information at the back of the cheque. It is easier for the bank to track and contact you when anything goes wrong.

  71. raz March 23, 2007 at 12:44 pm # too excited until i forget to read anything at the back and even left out my customer slip copy at the bank..


    thanks lcf..hopefully nothing goes wrong..

  72. ASF80 April 8, 2007 at 4:41 pm #

    I just received adsense check, the payment was made to my name but not in FULL NAME as in my Kad Pengenalan. Only my name without my father’s name like this:

    AHMAD SUFFIAN (on check)

    Can I still deposit the check and fund it into bank account?


  73. LcF April 8, 2007 at 4:55 pm #

    @ASF80: I am not sure the bank will accept or not. You can try. Contact Google AdSense if it has been rejected by bank.

  74. abu bakar April 21, 2007 at 8:34 pm #

    i have receive two times check from adsense… i use maybank to cash in my check… but unfortunately… they cut to much..imagine i just only receive RM390 for usd 130 … what a scam…

  75. LuckyLily April 24, 2007 at 3:48 am #

    Hi LcF,

    It has being almost 5 weeks since I deposit my first check…how long does it take to get the money in the bank…

    by the way, i’m using HSBC for this case..


  76. LcF April 24, 2007 at 4:24 am #

    @LuckyLily: 5 or 6 weeks, less than 8 weeks.

  77. Andrew 123 May 4, 2007 at 3:28 pm #

    Hi LcF,

    So whats the best bank to consider??lowest fee, user friendly, good customer service,fastest to get your payment??


  78. LcF May 4, 2007 at 3:55 pm #

    @Andrew 123: I do not try all the banks listed. I use CIMB from the beginning till now. I would say they are reliable and reasonable fee (RM10+RM0.15). The time needed to process U.S. cheque is same for all banks — around 1 month.

  79. Vincent Chow May 5, 2007 at 6:00 pm #

    Exchange rate is only 3.4 nowadays. CIMB only charge me RM10 + RM0.15 if not mistaken. And since the cheque is by US Citibank, wondering if it would be faster or cheaper if we bank into Malaysia Citibank.

  80. Darma May 8, 2007 at 1:22 am #

    How long it will take for my 1st pin to recieve after my account reach $50
    .And how long it will take for reach in malaysia for the total chechue after the 30th end of the moth the cheque is submit over there to us

  81. LcF May 8, 2007 at 1:37 am #

    @Darma: 2 weeks or more, less than 1 month.

  82. Darma May 8, 2007 at 8:24 am #

    Hey dude thanks for ya reply kindy good of your sevice fast reply of the question all ah my friends.bro How much the max i can do mthly with this adsense program.which bank i can clear my cheque with low cost.and fast clearing this cheque all

  83. LcF May 8, 2007 at 2:05 pm #

    @Darma: there is no max amount you can earn with AdSense, the more the better :) The cheque clearing time needed is about 3-4 weeks, it is same to most local banks.

  84. Nik May 11, 2007 at 1:32 pm #

    Hi All. I just received my first adsense check and like most of you, I’m very excited as well. Your posts on which ‘bank is the best to…’ have really help me to decide which bank to go to after writing this post. Thx a million.

  85. digi June 1, 2007 at 12:53 pm #

    i wonder can i ask google to do EFT directly into my US bank account or not?

  86. menj June 6, 2007 at 11:44 am #

    Err…better change my link from to :mrgreen:

    – MENJ

  87. Dave Lu June 13, 2007 at 6:51 pm #

    Hi all, i have a question… you know sometimes english speaking countries like to mix up your full in firstnames last names middle names stuff… anyone expereicned this? where the banks reject your checks becoz of incorrect names.. ie:

    lu yean meng, dave – in i/c
    yean meng dave lu – in chq?

    hope it clarifies…

  88. LcF June 15, 2007 at 6:42 pm #

    @Dave Lu: it doesn’t matter. Both should work.

  89. Dave Lu June 16, 2007 at 10:48 am #

    thanks boss!

  90. Chris July 13, 2007 at 9:05 am #

    yeah. their check is by Citibank N.A. Wouldn’t it be better to use Citibank?

  91. Azahar HMPCSB July 13, 2007 at 8:45 pm #

    I’m still waiting for my goole adsense’s 1st cheque..and i might be using the hsbc’s facilities..hopefully I will have my 1st cheque soon..;)

  92. jejaka July 14, 2007 at 1:56 am #

    hi… i got some question from you guys… i had received my 1st check and submit it to cimb… i want to know what is it mean check cleared in my statement adsense account… the date show checked cleared was 26 jun ago.. but i still havent’s see yet the money in my account bank… thnks for your helping!!!

  93. LcF July 14, 2007 at 4:29 am #

    @jejaka: not sure what did you mean by “check cleared in adsense account statement”. Local bank normally takes more than 30 days to clear a US cheque.

    If you do not see the money 50 days after you bank in the cheque, please contact your bank. Remember to take the bank-in slip with you.

  94. jejaka July 14, 2007 at 3:07 pm #

    thanks for your quick reply… i mean “check cleared in adsense account statement” at account menu in payment history and the next step at my ‘payment details’ and that show ‘check cleared’… i went to bank on 19 june for check bank-in… so i’m not clear what is it mean that ‘check cleared’….

  95. zaki blogjer July 16, 2007 at 10:27 am #

    I just call HSBC to deposit my cheque, this is their charge

    Commission on cheques issued – 0.1% of cheque amount
    Minimum charge: RM10
    Maximum charge: RM100
    Stamp duty – RM0.15 per cheque
    Other charges – below 10k = RM1.15

  96. LcF July 19, 2007 at 4:12 am #

    the “check cleared” means the check has been sent to you. It is not related to your check in your bank. Contact your bank if you do not get the money at end of the month.

  97. LcF July 19, 2007 at 4:14 am #

    @zaki: thanks for the information. Updated and credit to you. :)

  98. siong1987 July 20, 2007 at 3:06 am #

    For the CIMB, we can also deposit the cheque other than home branch. I tried before. But, it is quite annoying.

  99. LcF July 20, 2007 at 3:45 am #

    @siong1987: thanks for the information. “quite annoying” means CIMB does not welcome you to deposit the cheque other than home branch, i guess. :)

  100. luckylily July 22, 2007 at 2:35 pm #

    comparing RHB & HSBC….which one is cheaper….i’m getting a few checks end of this month….considering to bank in with RHB since it is nearer to my home…..

    pls advice…

  101. LcF July 22, 2007 at 6:59 pm #

    @luckylily: based on the information here, the fee & charges of RHB and HSBC is about the same. if I am you, I will choose RHB since it is more convenient (nearer to your home).

  102. jejaka July 23, 2007 at 5:35 pm #

    ya.. u r correct LcF as what u said b4… i’m quite hepi :) for today coz my check was cleared now at my bank account.. thanks!!!

  103. luckylily July 25, 2007 at 9:43 pm #


    thks…do i need to go to home branch for RHB? anybody got any experience bank-in foreign check thru RHB check deposit machine…? or do i need to go to counter to bank-in… :)

  104. LcF July 26, 2007 at 1:20 am #

    @luckylily: I am not sure about RHB, you may need to ask about it. I always use check deposit machine (CIMB) to bank-in my foreign checks. I think it works for other banks. Make sure you write down your fullname, telephone no, and account number at the back of the check. so that if anything goes wrong the bank can contact you.

  105. LuckyLily July 26, 2007 at 7:45 am #


    ok got it…thks for the reply…


  106. GG September 17, 2007 at 2:04 pm #

    Hi All,

    i have banked in my adsense cheque in CIMB since Aug 14, but i have yet to receive any $$ in my account. Anyone have any experience with CIMB before? How long will it takes?

  107. dailymuscle September 26, 2007 at 12:04 pm #

    Lately, ever since the merger, CIMB is now taking way longer to process my Google Adsense cheques. Before the merger, BUMIPUTRA COMMERCE (BCB) would allow me to get my money within a month. But now, it almost always touches 2 months.

    Their customer service advises me that it can take anywhere from 45 to 60 WORKING DAYS for a foreign cheque to clear. Before the merger, I remember their customer service saying it was 30 working days.

    Anyone else noticed this new inefficiency with CIMB?

  108. Sha October 1, 2007 at 4:58 pm #

    So now which bank is the best to cash out our cheque?

    Sha of

  109. laiyin November 23, 2007 at 1:33 pm #

    As someone mentioned earlier, is there a way to set an amount eg. USD500 before the cheque is issued rather than putting a hold which we may forget to release?

  110. LcF November 23, 2007 at 1:44 pm #

    @laiyin: there is no way to set a withdrawal amount for AdSense payment

  111. zaki blogjer December 1, 2007 at 8:27 pm #

    Sha, i would say CIMB and HSBC.

    But I’m using HSBC since they’ll sms me when money is deposited into my account. No hassle

    CIMB -10.15

  112. Marco January 4, 2008 at 8:46 am #

    Just received my first cheque yesterday, thanks for the info and I will do it with HSBC.

  113. Marco January 10, 2008 at 9:31 am #

    By the way, can I bank in to HSBC thru ATM or I need to take a number? Which way is the best?

  114. Marco February 11, 2008 at 11:28 am #

    Do you know that the US government has the right to withdraw the money from your bank account within 7 years of the transaction? Read full story at

  115. Alex April 8, 2008 at 10:33 am #

    Maybank is charging extra $10USD for every single US check that I’ve bank in.. Please update the info above.

  116. maxi April 22, 2008 at 8:59 pm #

    wow this thread useful for me i just clear it with mybank ermm it charges me RM200 for my check USD25000 last month from my adsense……..i think if they pay through paypal is easy than check…..

  117. susan April 25, 2008 at 5:20 pm #

    has the rate gone up in CIMB? the staff told me that the rate has gone up to RM30 foreign check charges + RM 10 postage + RM0.15 stamp fees since last July 2007

  118. LcF April 30, 2008 at 1:14 am #

    @susan: as far as I noticed, there is no increase of CIMB charges, still RM10 + RM0.15 stamp

  119. bantingboy June 10, 2008 at 11:12 am #

    ehm..looks like CIMB is the best for our cheques..

  120. od3n July 10, 2008 at 11:22 am #

    got my first check from google. thanks for the info which bank to deposit my money. i’ll choose cimb bank. thanks again!!

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