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Many of my friends work (or blog) strive hard to make more money but do not have a plan for their money. They leave all their money in the bank savings account. It is not a good way to keep your money. Your money is losing its value due to the inflation. Here I share with you the places I keep my money (no, not under pillow).

Bank / Saving Account — The first place where my online revenue goes into. Saving account has very low interest rate but high flexibility (withdraw anytime). I have accounts in 3 main local banks, all with e-banking access. Saving account served as a “temporary storage” for my money before they go to other places.

Fixed Deposit — Low risk and higher interest rate than saving account. My fixed deposit (FD) served as my emergency funds. I have a 3-month FD (auto renewal) that enough for my 6 months living. I do not put a higher interest rate 12-month fixed deposit, because 3-month is more balance on flexibility and returns.

Mutual Funds / Unit Trusts — Higher risk and (generally) higher returns than Fixed Deposit. It is managed by professional fund manager and invest in stocks, bonds, money market, and/or other securities. Save time and lower the risk of doing investments by yourselves. I bought my 1st unit trust funds at the end of 2006. Now I have several unit trust funds with monthly re-investments. Most of my money goes there.

(Continued…)

Sorry, I was missing again… I was sick for the last few days.

Doctor didn’t say anything but I think it was food poisoning. I had symptoms like abdominal pain, diarrhea, vomiting, and fever. I even vomited on the street before I entered the clinic!

That’s very terrible experience.

I had a chat with the doctor after telling him that I do not need an MC.

Doctor: “Do you need an MC (medical certificate) ?”
Me: “No, don’t need.”
Doctor: “Oh? What do you do?”
Me: “I make money online“

The doctor seems interested but I was too weak to discuss it further and there were patients waiting outside.

While I am still looking for a girlfriend, my problogger friend, Colbert Low, will be having his wedding on December 2007. Congrats, Colbert!

The couple is probloggers, they setup ProbloggerWedding.com to update about their wedding and looking for sponsorships. Interesting!

Not sure a live video broadcast of the wedding is available or not. Or, do a live twitter updates like the twitter baby?

My two cents

My friend once suggested to do live video broadcast of my future wedding. Guests are invited online and give red envelopes (ang pao) by PayPal. Good idea, right?

Will you announce your wedding on your blog?

blog, problogger, wedding

Are you hosted in trusted web server ?

Most of the serious bloggers bought their own domain name and web hosting from web hosting provider. As a beginner or moderate bloggers, you might not be able to rent a dedicated server to host your own blog. I believe you are one of the bloggers or website owner that host your blog in shared hosting like me.

So now the question, is your blog or website hosted in a trusted web server? How to check whether your web hosting is trusted?

How to check your blog’s neighbors?

The method is just like how you choose which house to buy? Normally smart resident will ask around the residents nearby and observe their living environment (including the type of residents, geographical and living standard) before they make decision to buy or rent a house.

So in this blogsphere, we also need to check the environment before choose the trusted web hosting. With myIPneighbors IP search, you can check who are your web hosting neighbors.

(Continued…)

You probably have blogs that you read daily like reading newspaper. So what if the blogs are have not updated for days? What should you do?

• Drop a message to the blog author and tell him/her how much you like the blog and wait for the updates.
• Got tips for the blog? Send to the author and he/she will appreciate it.
• Subscribe to the blog feed to track the updates.
• Send a direct message (SMS) to the author via Twitter (or similar services).
• Read the blog archives, you will discover something you have probably missed out last time.
• Be patient.

What do you think? What do you want to add?