Now You Can Withdraw PayPal Money to Debit, Credit Cards

PayPalPayPal announced new funds withdrawal functionality to withdraw PayPal money to credit card, debit card, or prepaid cards in 26 countries. The process only takes 3 easy steps.

withdraw paypal funds to credit card
Image: withdraw paypal funds to credit card

The new feature is great for PayPal members in the countries where previously can send money but had limited ways to receive or withdraw money. Example: Previously, Malaysian PayPal members can only send or receive PayPal funds but no official way to withdraw the funds. Now, they can withdraw their funds to their card.

The new functionality is available in: Argentina, Brazil, Bulgaria, Chile, Cyprus, Estonia, Gibraltar, Iceland, Indonesia, India, Israel, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malaysia, Malta, Philippines, Romania, San Marino, Slovakia, Slovenia, Turkey, UAE, and Uruguay.

Check PayPal Offerings Worldwide for updates.

Withdraw PayPal funds to your card

Before you can withdraw PayPal funds to your card, you need to add a valid debit, credit card or prepaid card to your account.

The PayPal website stated that you can withdraw PayPal funds to both Visa and MasterCard cards but the official blog stated that the new withdrawal function is only available to Visa-branded cards. But I believe MasterCard cards will be supported soon.

Each withdrawal cost $5 USD. Minimum withdrawal amount is $10 USD (check other currency limits). Maximum withdrawal amount per day is $500 USD. The processing time takes 5-7 business days.

My two cents

This is a great news for those “PayPal Limited Functionality Countries” such as Malaysia. We have waited for this for years! Ever since PayPal started accepting Malaysian registrations in 2004, PayPal funds withdrawal was a feature we always asked for.

READ ALSO:  How Visa payWave Security Protects You from Digital Pickpocket

Malaysians local PayPal funds withdrawal functionality was promised in the Ebay Explained 2006. I am glad that they cashed their promise now. :)

[hat tip: jimmychin, Wayne Liew, KennyP, Rammel Firdaus, Zaiful Zin, and enches]

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  • BytesWired

    This is definitely a good news for all Malaysian who has Paypal account. :)

  • Thanks for link my Make Money Blog :)

  • baloot Inc

    maybe this is gift for Hari Raya for malaysian…

    and celebrating 50 years of independence…

    thanks for this useful liewcf..

  • It’s about time but 5-7 days is a drag imho. :P, but than again better than nothing.

  • wow that sounds pretty cool actually.!

  • Ken Xu

    Wow! At least I don’t need etrade now. :) This is a good announcement for me in Indonesia too! Thanks for your info, LcF. But $500 a day with 5-7 business day processing is too Slow. :)

  • Cool… But… Can anyone show me how it works first? :P

  • Artakus

    Agree with you Ken Xu..we dont need etrade anymore.. :) ..this is a good news.

  • Artakus

    i already check in Withdraw funds menu…seem they charge for USD5.00..

    take it from paypal:
    PayPal charges a fee for withdrawals to your card. Currency conversion fees may also apply. If the information in your withdrawal request is incomplete or incorrect, PayPal will charge a return fee. For more information, click Fees at the bottom of any page

  • azlan a.raof

    thanks for the info

  • It’s certainly a great news.. Too bad I don’t have much to withdraw. Anyone sucessfully withdrawed or in the process of withdrawing?

  • eches

    thanks for the back link :)

  • Owh.. good news.. thanks

  • happiest news in 3 months! *dance*

  • Tim

    This is really a good news for ME ! :)
    I want to withdraw for the first time, once my earning in paypal reached $50

    –blog for dream–

  • There’s a 5 time limit a year for doing this withdrawal, so it’s best to let the funds accumulate more before withdrawing. I’d like to know if we start withdrawing this year and reach 5 times, is it by January the limit will return to 5 times? Or is per year more like Oct 2007 to Oct 2008…anybody knows?

  • Thanks for the mention. It’s a good news for everyone but not Mastercard users yet. :-(

  • StockTube

    a query to paypal was replied to confirm MasterCard is NOT accepted as yet … only VISA … cheers …

  • Mr Henree

    It’s a very good news for all Malaysian. As an auction site seller like me in and, I’m happy as it definitely will increase the sales. Accepting paypal will increase the impulse purchase on a credit card consumer. =)

  • Thanks for the backlink. I appreciate it.

  • PayPal rejected by AMB NexG Debit Card (mastercard) since no arrangement made by the issuer according to PayPal.

    I wanted to add my 2nd PB Debit Card (Visa) but was rejected by PayPal being not acceptable (?). My 1st PB Debit Card was accepted fro about 8 months but I had to cancel it early this year since there were unauthorized attempts at it and PB asked me to get a new card.

  • Pos Malaysia is listed in the link you gave for WU providers can anyone confirm if they provide the Cash payment service?

  • My account just got limited after trying to withdraw to my PB debit Card….now need to submit some documents to them… sigh!!!

  • I went to Maybank Singapore the other day, have not problem to open a bank account even without work permit.

    Just make sure you already have a Malaysia maybank account.

    With a Singapore Paypal account, I have not withdrawal limit problem.

  • miumiu

    chris,how much deposit did u deposit into Maybank Singapore?

  • Jenna

    Visa credit card holders are now free to withdraw their paypal account to the credit card. It will be easier to make payments for people but can also cause problems as it has been mentoned above.

  • Now it is not necessary to transfer monies in PayPal accounts to Visa credit cards because PayPal has announced a partnership with MasterCard that allows users to shop on sites that don’t accept PayPal directly.

    I’m happy with this arrangement because now I can use my online earnings from the sales (paid to PayPal) of digital products at my websites to pay for expenses charged by merchants not accepting PayPal.

  • PayPal Plug-In has to be downloaded from the PayPal site to put PayPal on your browser to shop with PayPal anywhere online.

  • Zeri

    Dear LcF (or anyone who knows),
    i was just wondering if you know the maximum value we can transfer from our Paypal account to PB Electron Debit Card. (I’m just asking since you also have PB debit card)

    I’ve tried transfering USD100 and it worked! and I was planning to transfer more but I’m just afraid if Public Bank will retain or warn me if I transfer too much…

  • LcF

    @Zeri: Maximum withdrawal amount per day is $500 USD.

  • Zeri

    aah, i forgot to mention that I knew that the maximum withdrawal amount per day is USD500, but that is from Paypal right? My previous question was dedicated more to the recipient bank, I mean, so if we transfer USD500 into PB Debit Card, sure can success? Public Bank doesn’t put any limited amount that can be transferred into PB Debit Card? like example maybe not more than USD200.. something like that?

  • LcF

    @Zeri: I did transfered USD500 to my PB Debit card. no problem.

  • Zeri

    ah i see, so PB permits then. :)

    thanks a lot for answering :)


    Greetings to all,

    This morning I was notified by PayPal that I had paid $46.85 USD to [email protected] for a copy of Digimax 134 at ebay.

    Since I didn’t buy anything from ebay the past eight months I googled “Digimax 134” and read the following:

    “Hi All – just be careful about the scams that run rampant this time of year — I just received this one… 1st reaction would be to click the link .. but that’s what the thieves want you to do.. Please don’t fall for it!

    I added in the “XXX” just incase they stole somone’s REAL info.’

    More info at

    Earlier I had read an email demanding payment from ebay and clicked the link for info about the transaction.

    I wanted to dispute the transaction but I was unable to complete the PayPal’s Dispute Transaction form because I’m not sure what to type for about “Card PIN:”

    Is it the the 4 digits (before the Card Verification
    Number) at the back of my Mastercard?

    I don’t want not try because there is a warning as follows:

    ‘ If you provide a wrong PIN your account will be suspended for unauthorized account access.’

    If this had been happening, I wonder why PayPal didn’t freeze [email protected]‘s account.

    Please help. Thanks.

  • Alison

    I just received a notification from “PayPal” that I paid $46.85 USD to franz2nutty at for a copy of Digimax 134 at ebay. What a scam! Luckily I googled Digimax 134 before I clicked the link. It was a false notification.



    I had given a warning earlier on 27-12-2007.

    To safeguard one’s PayPal account read entitled “Doing Business With PayPal”.

  • CDL

    Dear LcF (or anyone who knows),
    just wanna noe if i register a Premier Account i Paypal, how mush i shud pay for the monthly charges?

    and beisde that, does UOB debit card that provide to college student is allow to use?

  • LcF

    @CDL: PayPal Premier Account does not charge monthly fee. However, it has different fee structure that you can check at

  • CDL

    thx for ur answering~

  • dan

    it says in paypal that i could use a debit card to buy items at ebay, im from thailand and there is no one really who knows about this matter.

    when i typed my debit card number as it is stated in my atm card that it is a debit card, paypal said that the card that im using isnt acceptable and i must check in my local bank about the matter.

    please help me sir, thanks

  • mahendran

    thank you for the great tips! just knew about this :p

  • mahendran

    can we use’s ViSA prepaid card to withdraw from Paypal ?

  • if paypal withdrawal is complete, so how many days we need to wait for the money to transfer to our PB electron card?? Liew??

  • LcF

    @Jeremy: about 2 to 3 days

  • Thanks Liew.. just received the withdrawal. it works!! SO happy!!

  • joey

    hi there, i was seriously excited when i know there’s a blog that actually discuss bout malaysian debit card and paypal. good work should i say :P

    anyway, i need your help. im a student in Kuala Lumpur and my home town is in Sabah, so i have problems on buying online airplane ticket. when i read your article bout Visa Electron Debit Card, i straight away apply for it and im waiting for it. so i wonder can i use that card to buy an online ticket or online purchasing as i am very interested on buying foreign movies which only available online..

    and how can i apply paypal?? can i apply with Visa Electron?

  • Felex Tan

    I use al- rajhi visa card to withdraw.

  • buy online ticket using debit card? credit card will do. :D
    US currency is drop.. the latest exchange rate I got is 1USD = 3.165
    RM.. too bad..

  • yeohyc

    Bro Liew,

    I am interested to apply for Maybank Visa Electron Debit.

    Can I use it to verified to Paypal and withdraw money from Paypal.


  • Geoff

    I have a mastercard debit card attached to my paypal account and have tried to place ads on sites in the US to sell products. I’ve used the card to purchase items before but when i tried to place the ads i got a message saying that i couldn’t process this payment with a credit card at this time?
    I contacted paypal and they said that their system recognises a pattern of transcations with certain cards and when the type of transaction changes, the system blocks it?
    I’ve since added another card but i’m worried this will happen again. Subch a pain in the ass. Does Paypal Singapore apply more restrictions than other countries?

  • Hai Liew,
    I am going to sign up a paypal account , I found they offer 3 types , personal , premier , business.

    I want to receive money from adsense earning , so which type of account I should apply ?

  • LcF

    @Beautybang: Adsense do not send money to PayPal account. You will receive adsense payments by cheques or western union for some countries.

  • Alixi

    Dear LcF,

    Is it true that there is a limit of 5 withdrawal per annum from Paypal to our Debit Card/ Credit Card?

  • Thank for the info Liew. I also run adbrite advertisement at my blog , it pay through paypal. So….may I know which type of account I should apply ?

    If not mistaken , premier , business account is not free.

  • One more question , let say if I sell somethings in Ebay , and want people to pay to my paypal. So which type of account to use?

  • Jimmy

    May i know whats handling mean? Everytime i saw people stated about shipping + handling? Is it something to do with paypal?

  • LcF

    @Jimmy: “handling” is the fee that the seller handle your item, such as wrapping, get it from stock, office works, etc. It has nothing to do with paypal.

  • LcF

    @BeautyBang: a personal paypal account should be enough for you. premier and business paypal accounts are free to apply but charge fee in per transaction.

  • Jeremy

    Bro liew,

    You are doing great! you know everything about it. Bravo Man!

  • Oic , thanks Liew. You help me a lot .

  • Jimmy

    Thanks Liew.
    One more question…Do I still need to pay any charges to public bank other than $5 USD withdrawal charge from paypal when I withdraw my money from pb atm?

  • LcF

    @Jimmy: there is no other charges from Public Bank when you withdraw PayPal money from PB DEBIT Card

  • Amar

    I liked It this is a very good news

  • franso

    I have received about $125 from the free people search engine guy but i do not know how i can withdral the money please help?

  • mae

    it’s 2015 now, how many days does it take for us to withdraw the money?

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