Now You Can Withdraw PayPal Money to Debit, Credit Cards

PayPalPayPal announced new funds withdrawal functionality to withdraw PayPal money to credit card, debit card, or prepaid cards in 26 countries. The process only takes 3 easy steps.

withdraw paypal funds to credit card
Image: withdraw paypal funds to credit card

The new feature is great for PayPal members in the countries where previously can send money but had limited ways to receive or withdraw money. Example: Previously, Malaysian PayPal members can only send or receive PayPal funds but no official way to withdraw the funds. Now, they can withdraw their funds to their card.

The new functionality is available in: Argentina, Brazil, Bulgaria, Chile, Cyprus, Estonia, Gibraltar, Iceland, Indonesia, India, Israel, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malaysia, Malta, Philippines, Romania, San Marino, Slovakia, Slovenia, Turkey, UAE, and Uruguay.

Check PayPal Offerings Worldwide for updates.

Withdraw PayPal funds to your card

Before you can withdraw PayPal funds to your card, you need to add a valid debit, credit card or prepaid card to your account.

The PayPal website stated that you can withdraw PayPal funds to both Visa and MasterCard cards but the official blog stated that the new withdrawal function is only available to Visa-branded cards. But I believe MasterCard cards will be supported soon.

Each withdrawal cost $5 USD. Minimum withdrawal amount is $10 USD (check other currency limits). Maximum withdrawal amount per day is $500 USD. The processing time takes 5-7 business days.

My two cents

This is a great news for those “PayPal Limited Functionality Countries” such as Malaysia. We have waited for this for years! Ever since PayPal started accepting Malaysian registrations in 2004, PayPal funds withdrawal was a feature we always asked for.

Malaysians local PayPal funds withdrawal functionality was promised in the Ebay Explained 2006. I am glad that they cashed their promise now. :)

[hat tip: jimmychin, Wayne Liew, KennyP, Rammel Firdaus, Zaiful Zin, and enches]


67 Responses to Now You Can Withdraw PayPal Money to Debit, Credit Cards

  1. BytesWired October 2, 2007 at 8:46 pm #

    This is definitely a good news for all Malaysian who has Paypal account. :)

  2. jimmychin October 2, 2007 at 8:48 pm #

    Thanks for link my Make Money Blog :)

  3. baloot Inc October 2, 2007 at 10:00 pm #

    maybe this is gift for Hari Raya for malaysian…

    and celebrating 50 years of independence…

    thanks for this useful liewcf..

  4. Moses Francis October 2, 2007 at 11:03 pm #

    It’s about time but 5-7 days is a drag imho. :P, but than again better than nothing.

  5. Everyday Weekender October 3, 2007 at 5:30 am #

    wow that sounds pretty cool actually.!

  6. Ken Xu October 3, 2007 at 7:15 am #

    Wow! At least I don’t need etrade now. :) This is a good announcement for me in Indonesia too! Thanks for your info, LcF. But $500 a day with 5-7 business day processing is too Slow. :)

  7. wong October 3, 2007 at 9:20 am #

    Cool… But… Can anyone show me how it works first? 😛

  8. Artakus October 3, 2007 at 9:21 am #

    Agree with you Ken Xu..we dont need etrade anymore.. :) ..this is a good news.

  9. Artakus October 3, 2007 at 9:28 am #

    i already check in Withdraw funds menu…seem they charge for USD5.00..

    take it from paypal:
    PayPal charges a fee for withdrawals to your card. Currency conversion fees may also apply. If the information in your withdrawal request is incomplete or incorrect, PayPal will charge a return fee. For more information, click Fees at the bottom of any page

  10. azlan a.raof October 3, 2007 at 10:47 am #

    thanks for the info

  11. Melvin October 3, 2007 at 10:58 am #

    It’s certainly a great news.. Too bad I don’t have much to withdraw. Anyone sucessfully withdrawed or in the process of withdrawing?

  12. eches October 3, 2007 at 11:24 am #

    thanks for the back link :)

  13. kams October 3, 2007 at 2:14 pm #

    Owh.. good news.. thanks

  14. cbenc12 October 3, 2007 at 4:07 pm #

    happiest news in 3 months! *dance*

  15. Tim October 3, 2007 at 4:49 pm #

    This is really a good news for ME ! :)
    I want to withdraw for the first time, once my earning in paypal reached $50

    –blog for dream–

  16. Leona October 3, 2007 at 7:04 pm #

    There’s a 5 time limit a year for doing this withdrawal, so it’s best to let the funds accumulate more before withdrawing. I’d like to know if we start withdrawing this year and reach 5 times, is it by January the limit will return to 5 times? Or is per year more like Oct 2007 to Oct 2008…anybody knows?

  17. Wayne Liew October 3, 2007 at 7:22 pm #

    Thanks for the mention. It’s a good news for everyone but not Mastercard users yet. :-(

  18. StockTube October 3, 2007 at 11:42 pm #

    a query to paypal was replied to confirm MasterCard is NOT accepted as yet … only VISA … cheers …

  19. Mr Henree October 4, 2007 at 12:03 am #

    It’s a very good news for all Malaysian. As an auction site seller like me in and, I’m happy as it definitely will increase the sales. Accepting paypal will increase the impulse purchase on a credit card consumer. =)

  20. Rammel Firdaus October 4, 2007 at 12:26 am #

    Thanks for the backlink. I appreciate it.

  21. Ainuddin October 4, 2007 at 10:33 am #

    PayPal rejected by AMB NexG Debit Card (mastercard) since no arrangement made by the issuer according to PayPal.

    I wanted to add my 2nd PB Debit Card (Visa) but was rejected by PayPal being not acceptable (?). My 1st PB Debit Card was accepted fro about 8 months but I had to cancel it early this year since there were unauthorized attempts at it and PB asked me to get a new card.

  22. Palmdoc October 5, 2007 at 9:41 am #

    Pos Malaysia is listed in the link you gave for WU providers can anyone confirm if they provide the Cash payment service?

  23. KeVin October 6, 2007 at 12:48 pm #

    My account just got limited after trying to withdraw to my PB debit Card….now need to submit some documents to them… sigh!!!

  24. chris October 23, 2007 at 4:23 am #

    I went to Maybank Singapore the other day, have not problem to open a bank account even without work permit.

    Just make sure you already have a Malaysia maybank account.

    With a Singapore Paypal account, I have not withdrawal limit problem.

  25. miumiu November 3, 2007 at 9:48 am #

    chris,how much deposit did u deposit into Maybank Singapore?

  26. Jenna November 19, 2007 at 3:54 pm #

    Visa credit card holders are now free to withdraw their paypal account to the credit card. It will be easier to make payments for people but can also cause problems as it has been mentoned above.

  27. Ainuddin November 20, 2007 at 11:11 pm #

    Now it is not necessary to transfer monies in PayPal accounts to Visa credit cards because PayPal has announced a partnership with MasterCard that allows users to shop on sites that don’t accept PayPal directly.

    I’m happy with this arrangement because now I can use my online earnings from the sales (paid to PayPal) of digital products at my websites to pay for expenses charged by merchants not accepting PayPal.

  28. Ainuddin November 20, 2007 at 11:19 pm #

    PayPal Plug-In has to be downloaded from the PayPal site to put PayPal on your browser to shop with PayPal anywhere online.

  29. Zeri November 22, 2007 at 9:01 pm #

    Dear LcF (or anyone who knows),
    i was just wondering if you know the maximum value we can transfer from our Paypal account to PB Electron Debit Card. (I’m just asking since you also have PB debit card)

    I’ve tried transfering USD100 and it worked! and I was planning to transfer more but I’m just afraid if Public Bank will retain or warn me if I transfer too much…

  30. LcF November 22, 2007 at 11:24 pm #

    @Zeri: Maximum withdrawal amount per day is $500 USD.

  31. Zeri November 23, 2007 at 12:50 am #

    aah, i forgot to mention that I knew that the maximum withdrawal amount per day is USD500, but that is from Paypal right? My previous question was dedicated more to the recipient bank, I mean, so if we transfer USD500 into PB Debit Card, sure can success? Public Bank doesn’t put any limited amount that can be transferred into PB Debit Card? like example maybe not more than USD200.. something like that?

  32. LcF November 23, 2007 at 1:09 am #

    @Zeri: I did transfered USD500 to my PB Debit card. no problem.

  33. Zeri November 23, 2007 at 1:11 am #

    ah i see, so PB permits then. :)

    thanks a lot for answering :)

  34. December 27, 2007 at 9:07 am #

    Greetings to all,

    This morning I was notified by PayPal that I had paid $46.85 USD to for a copy of Digimax 134 at ebay.

    Since I didn’t buy anything from ebay the past eight months I googled “Digimax 134” and read the following:

    “Hi All – just be careful about the scams that run rampant this time of year — I just received this one… 1st reaction would be to click the link .. but that’s what the thieves want you to do.. Please don’t fall for it!

    I added in the “XXX” just incase they stole somone’s REAL info.’

    More info at

    Earlier I had read an email demanding payment from ebay and clicked the link for info about the transaction.

    I wanted to dispute the transaction but I was unable to complete the PayPal’s Dispute Transaction form because I’m not sure what to type for about “Card PIN:”

    Is it the the 4 digits (before the Card Verification
    Number) at the back of my Mastercard?

    I don’t want not try because there is a warning as follows:

    ‘ If you provide a wrong PIN your account will be suspended for unauthorized account access.’

    If this had been happening, I wonder why PayPal didn’t freeze‘s account.

    Please help. Thanks.

  35. December 27, 2007 at 10:01 am #

    Please allow me to add a bit more important info.

    The forward email is which is obviously a false one.

    The link for “Dispute transaction (Encrypted Link )” is

    If you type in the browser you would be sent to which is probably the page authorizing PayPal to make payment to the bast**d.

    Enjoy your Holidays and Happy New Year.

  36. Alison January 1, 2008 at 10:17 am #

    I just received a notification from “PayPal” that I paid $46.85 USD to franz2nutty at for a copy of Digimax 134 at ebay. What a scam! Luckily I googled Digimax 134 before I clicked the link. It was a false notification.

  37. January 1, 2008 at 3:50 pm #


    I had given a warning earlier on 27-12-2007.

    To safeguard one’s PayPal account read entitled “Doing Business With PayPal”.

  38. CDL January 3, 2008 at 12:53 am #

    Dear LcF (or anyone who knows),
    just wanna noe if i register a Premier Account i Paypal, how mush i shud pay for the monthly charges?

    and beisde that, does UOB debit card that provide to college student is allow to use?

  39. LcF January 3, 2008 at 5:10 pm #

    @CDL: PayPal Premier Account does not charge monthly fee. However, it has different fee structure that you can check at

  40. CDL January 4, 2008 at 7:36 pm #

    thx for ur answering~

  41. dan January 14, 2008 at 12:20 am #

    it says in paypal that i could use a debit card to buy items at ebay, im from thailand and there is no one really who knows about this matter.

    when i typed my debit card number as it is stated in my atm card that it is a debit card, paypal said that the card that im using isnt acceptable and i must check in my local bank about the matter.

    please help me sir, thanks

  42. mahendran January 16, 2008 at 3:10 am #

    thank you for the great tips! just knew about this :p

  43. mahendran January 16, 2008 at 10:26 pm #

    can we use’s ViSA prepaid card to withdraw from Paypal ?

  44. Jeremy January 21, 2008 at 2:56 pm #

    if paypal withdrawal is complete, so how many days we need to wait for the money to transfer to our PB electron card?? Liew??

  45. LcF January 22, 2008 at 5:32 pm #

    @Jeremy: about 2 to 3 days

  46. Jeremy January 22, 2008 at 9:22 pm #

    Thanks Liew.. just received the withdrawal. it works!! SO happy!!

  47. joey February 15, 2008 at 6:25 pm #

    hi there, i was seriously excited when i know there’s a blog that actually discuss bout malaysian debit card and paypal. good work should i say 😛

    anyway, i need your help. im a student in Kuala Lumpur and my home town is in Sabah, so i have problems on buying online airplane ticket. when i read your article bout Visa Electron Debit Card, i straight away apply for it and im waiting for it. so i wonder can i use that card to buy an online ticket or online purchasing as i am very interested on buying foreign movies which only available online..

    and how can i apply paypal?? can i apply with Visa Electron?

  48. Felex Tan April 2, 2008 at 3:53 pm #

    I use al- rajhi visa card to withdraw.

  49. Jeremy April 2, 2008 at 7:39 pm #

    buy online ticket using debit card? credit card will do. 😀
    US currency is drop.. the latest exchange rate I got is 1USD = 3.165
    RM.. too bad..

  50. yeohyc April 12, 2008 at 11:47 am #

    Bro Liew,

    I am interested to apply for Maybank Visa Electron Debit.

    Can I use it to verified to Paypal and withdraw money from Paypal.


  51. Geoff May 30, 2008 at 4:28 pm #

    I have a mastercard debit card attached to my paypal account and have tried to place ads on sites in the US to sell products. I’ve used the card to purchase items before but when i tried to place the ads i got a message saying that i couldn’t process this payment with a credit card at this time?
    I contacted paypal and they said that their system recognises a pattern of transcations with certain cards and when the type of transaction changes, the system blocks it?
    I’ve since added another card but i’m worried this will happen again. Subch a pain in the ass. Does Paypal Singapore apply more restrictions than other countries?

  52. Beautybang June 25, 2008 at 9:02 am #

    Hai Liew,
    I am going to sign up a paypal account , I found they offer 3 types , personal , premier , business.

    I want to receive money from adsense earning , so which type of account I should apply ?

  53. LcF June 26, 2008 at 2:15 am #

    @Beautybang: Adsense do not send money to PayPal account. You will receive adsense payments by cheques or western union for some countries.

  54. Alixi June 26, 2008 at 5:35 pm #

    Dear LcF,

    Is it true that there is a limit of 5 withdrawal per annum from Paypal to our Debit Card/ Credit Card?

  55. Beautybang June 27, 2008 at 8:32 am #

    Thank for the info Liew. I also run adbrite advertisement at my blog , it pay through paypal. So….may I know which type of account I should apply ?

    If not mistaken , premier , business account is not free.

  56. Beautybang June 27, 2008 at 8:33 am #

    One more question , let say if I sell somethings in Ebay , and want people to pay to my paypal. So which type of account to use?

  57. Jimmy July 2, 2008 at 1:26 pm #

    May i know whats handling mean? Everytime i saw people stated about shipping + handling? Is it something to do with paypal?

  58. LcF July 3, 2008 at 6:34 am #

    @Jimmy: “handling” is the fee that the seller handle your item, such as wrapping, get it from stock, office works, etc. It has nothing to do with paypal.

  59. LcF July 3, 2008 at 6:42 am #

    @BeautyBang: a personal paypal account should be enough for you. premier and business paypal accounts are free to apply but charge fee in per transaction.

  60. Jeremy July 3, 2008 at 7:09 am #

    Bro liew,

    You are doing great! you know everything about it. Bravo Man!

  61. Beautybang July 3, 2008 at 8:17 am #

    Oic , thanks Liew. You help me a lot .

  62. Jimmy July 5, 2008 at 4:56 am #

    Thanks Liew.
    One more question…Do I still need to pay any charges to public bank other than $5 USD withdrawal charge from paypal when I withdraw my money from pb atm?

  63. LcF July 5, 2008 at 9:19 am #

    @Jimmy: there is no other charges from Public Bank when you withdraw PayPal money from PB DEBIT Card

  64. Amar August 28, 2008 at 12:55 am #

    I liked It this is a very good news

  65. franso September 9, 2009 at 2:54 pm #

    I have received about $125 from the free people search engine guy but i do not know how i can withdral the money please help?

  66. mae November 3, 2015 at 11:46 am #

    it’s 2015 now, how many days does it take for us to withdraw the money?

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