Public Bank Visa Electron Debit Card

Filed in: Life Log, Malaysia — June 14th, 2005

I got my debit card from Public Bank, it open a new big door for me to spend my money, and perhaps earn more money!

I got my Public Bank Visa Electron debit card yesterday morning, it was send by Pos Laju.

Unlike credit card, you won’t go bankcrupt because of using debit card because you need to have enough money in the debit card before you can purchase something.

In that way, you learned to manage your money better.

Why do I apply a card?

I do not shop. I apply it because I want to use it to open new opportunities of online business. Without a card, it is hard to do online sell & buy.

Why not credit card?

No, my salary is over RM1500 per month. In fact, I had applied for Citibank credit card once during my first job, but got rejected. Surprised?!

After that, I knew about Public Bank debit card can be used like a credit card online, cheaper annual fee(RM24), low requirements(generally, 18 year old or elder, got money in bank).

Therefore, I decided to get a debit card. I don’t do shopping, anyway. Credit card and debit card are same to me.

How am I going to use the card?

First of all, I added the debit card info to activate my PayPal account. I will use the card to verify my status in other online credit card processing system too. Then, I can fund in the accounts.

Besides, I can use the card to pay for some fees(e.g.: domain and hosting fee), buy books at Amazon, bid at eBay, etc.

Oh. I can buy PC games on behalf to my brother, too.

Earn money from the card?

This is my main purpose. I apply for debit card is not to spend money but to earn more money (from Internet). I am not going to reveal about my plans, yet. Business secret.

My two cents

Though there is limit in debit card, but self-control is still very important. When I got the card, suddenly I feel that I can buy ANYTHING(which is less than my bank account balance)!

That is dangerous. Need to always remind myself before using the debit card. Now I can understand why so many Malaysian cannot clear their credit card(s) debt…

On the other way, with the card in hand, I really feel that there is a door to online business openning for me. That’s great!

malaysia, visa, visaelectron, debitcard, bank

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http://prevalentco.blogspot.com EliteVillain

the last i heard about maybank debit card it doesnt work but when i click on “add a card” page in paypal, there is a statement saying that “Debit cards will be accepted if they have Visa or Mastercard logo” so i do not understand why it doesn’t verify…..

I was replied by other blogger that there is a different between linking your account for purchases and withdrawal. For online purchases, paypal allows Visa and Master Cards deposit, there is a spending limit for unverified paypal.
Jeff

hi, i want to ask something abt PB debit card…

if i apply debit card by online, should i send the cheque (RM25 or above to get started) together with registered form and photocopy of IC?
Jeff

hi, i want to ask something abt PB debit card…

if i apply debit card by online, should i send the cheque (RM25 or above to get started) together with registered form and photocopy of IC?
http://www.1888menshealth.com/ Victor

Jeff,

Here are a couple of tips with PB Debit Card.

1. RM25 is the minimum to open the account and keep the account open.
2. PayPal verifies your PB Debit card by charging the card approximately U$1. This means that if you have only RM25, the minimum to keep the account open, PayPal can’t verify your card. Put at least RM35 into the card.
3. If possible, you should have a current account with Public Bank. The reason is to transfer the money out of the PB Debit card. The money is traceable if the card is lost, but it is a hassle.
4. try to do all your transactions within the Public Bank current account as opposed to the PB Debit card as you have the better audit trail.
5. Just go to the branch and apply. It is faster and cleaner. I always say…better to know the person behind the desk than just a voice on the phone.

Just my two sens.

Victor
http://www.1888menshealth.com/ Victor

Jeff,

Here are a couple of tips with PB Debit Card.

1. RM25 is the minimum to open the account and keep the account open.
2. PayPal verifies your PB Debit card by charging the card approximately U$1. This means that if you have only RM25, the minimum to keep the account open, PayPal can’t verify your card. Put at least RM35 into the card.
3. If possible, you should have a current account with Public Bank. The reason is to transfer the money out of the PB Debit card. The money is traceable if the card is lost, but it is a hassle.
4. try to do all your transactions within the Public Bank current account as opposed to the PB Debit card as you have the better audit trail.
5. Just go to the branch and apply. It is faster and cleaner. I always say…better to know the person behind the desk than just a voice on the phone.

Just my two sens.

Victor
http://mc.890m.com/ coba

Why make so difficult with debit card, just apply Tunemoney.com VISA debit card and verify with PayPal. You can do online shopping and also withdraw your money at PayPal to Tunemoney VISA card.

Valid until 2013
http://mc.890m.com/ppwdraw.gif
http://mc.890m.com coba

Why make so difficult with debit card, just apply Tunemoney.com VISA debit card and verify with PayPal. You can do online shopping and also withdraw your money at PayPal to Tunemoney VISA card.

Valid until 2013
http://mc.890m.com/ppwdraw.gif
http://moneyclicked.blogspot.com/ make money

Have you purchased anything successfully from Amazon.com using the PB visa since you are saying it? Or just your imagination that you have never even tried before?
http://moneyclicked.blogspot.com make money

Have you purchased anything successfully from Amazon.com using the PB visa since you are saying it? Or just your imagination that you have never even tried before?
Golgota

anybody know if i purchase the Eon Bank Debit Card starter pack RM25 from 7-11, does this c/c able to do oversea transaction? since all 7-11 shop in Sabah provide ONLY an EON Bank Debit MasterCard, compare to west (AmBank Debit MasterCard), then i intended to purchase it. but need some additional guide 1st..

Thnx in advance..
Golgota

anybody know if i purchase the Eon Bank Debit Card starter pack RM25 from 7-11, does this c/c able to do oversea transaction? since all 7-11 shop in Sabah provide ONLY an EON Bank Debit MasterCard, compare to west (AmBank Debit MasterCard), then i intended to purchase it. but need some additional guide 1st..

Thnx in advance..
Golgota

….. n does this Eon Bank Debit Card can be verified by PayPal.

thnx again..
Golgota

….. n does this Eon Bank Debit Card can be verified by PayPal.

thnx again..
Purple

Well, i think all your comments are very useful for me, espeacially im thinking about start my online business…and need to apply for paypal…
very interested to apply for PB visa electron ..but im so clueless …do i need to open an account for that card or how can i load money for that card?
Purple

Well, i think all your comments are very useful for me, espeacially im thinking about start my online business…and need to apply for paypal…
very interested to apply for PB visa electron ..but im so clueless …do i need to open an account for that card or how can i load money for that card?
Teoh

if u guys wish to apply the Public Visa Electron in juz few weeks time, it is easy, juz go pbebank.com.my, check on the Card Application form, fill it and mail it, and remember to send email to the pbebank and inform them u already post your application, they will send a feedback to you, the most convinient way to reload the card will be thorugh online banking but before that u muz go to any public bank to register the online banking, after u receive the card, remember go to the public bank again to register the debit card recharge throught online banking, this card can be use as a atm card too but they will send u the pin about 7 to 10 days
Teoh

if u guys wish to apply the Public Visa Electron in juz few weeks time, it is easy, juz go pbebank.com.my, check on the Card Application form, fill it and mail it, and remember to send email to the pbebank and inform them u already post your application, they will send a feedback to you, the most convinient way to reload the card will be thorugh online banking but before that u muz go to any public bank to register the online banking, after u receive the card, remember go to the public bank again to register the debit card recharge throught online banking, this card can be use as a atm card too but they will send u the pin about 7 to 10 days
kazuya87

i have a question,can i fax the card application form instead of mailing it?if can,what is the fax number?is it the telephone number on the form?i just want to make sure the form arrive safely and faster.anyone try it before?thanx
kazuya87

i have a question,can i fax the card application form instead of mailing it?if can,what is the fax number?is it the telephone number on the form?i just want to make sure the form arrive safely and faster.anyone try it before?thanx
Evelyn

hi kazuya87,

You may go to their website http://www.pbebank.com.my to check for their fax number. Or you can go to one of the public bank branches to apply. I applied mine, and it took more than 1 month to arrive to their branch !! i waited impatiently for it !
Evelyn

hi kazuya87,

You may go to their website http://www.pbebank.com.my to check for their fax number. Or you can go to one of the public bank branches to apply. I applied mine, and it took more than 1 month to arrive to their branch !! i waited impatiently for it !
kazuya87

well i already sent it by post.waiting to call them to verify if they got my application processed.well, it’s one month waiting time then!
kazuya87

well i already sent it by post.waiting to call them to verify if they got my application processed.well, it’s one month waiting time then!
http://www.digitalproductscenter.com/ Ainuddin

One can apply for this and that by submitting forms online – fast and convenience – but there is no guarantee that the card, etc. would be issued fast since the issuers are still working in “you-wait-la” environment.
http://www.digitalproductscenter.com/ Ainuddin

One can apply for this and that by submitting forms online – fast and convenience – but there is no guarantee that the card, etc. would be issued fast since the issuers are still working in “you-wait-la” environment.
Rook

I got PB visa electron apply and got it within 2 weeks. And now i have withdrawn some money from the Paypal. Not bad i guess
Rook

I got PB visa electron apply and got it within 2 weeks. And now i have withdrawn some money from the Paypal. Not bad i guess
jhuan

2 days ago read newspaper, saw Maybank is giving out its debit card, in exchange of exiting Maybank ATM card. Just got it change today. Not sure whether PAypal acceot for funds withdrawal? Anyone has experience this before?
jhuan

2 days ago read newspaper, saw Maybank is giving out its debit card, in exchange of exiting Maybank ATM card. Just got it change today. Not sure whether PAypal acceot for funds withdrawal? Anyone has experience this before?
pUBLIck Bang

Their customer service sucks like sheeetttttt
pUBLIck Bang

Their customer service sucks like sheeetttttt
http://www.infoHQ.us/ InfoHQ.us

jhuan,

PayPal does not accept Maybank Debit Card at the moment. I’m using TuneMoney Debit Card to transfer funds from my PayPal account within 2-3 days.
http://www.infoHQ.us InfoHQ.us

jhuan,

PayPal does not accept Maybank Debit Card at the moment. I’m using TuneMoney Debit Card to transfer funds from my PayPal account within 2-3 days.
jhuan

Thanks, InfoHQ.
jhuan

Thanks, InfoHQ.
himani

please evertone suggest me some taglines for Visa electron debit card.

Regards
Tanishq
himani

please evertone suggest me some taglines for Visa electron debit card.

Regards
Tanishq
Jen hau

Hello, i would like to know, can we swipe the PB electron card, just like when we swipe the credit card at shopping mall ?

I had received the card today, and it said that the PIN will be sent seperately with the card. So, if i verify the card at the public bank website, is it the PIN that i fill in during the verification is the PIN for my ATM ??
Jen hau

Hello, i would like to know, can we swipe the PB electron card, just like when we swipe the credit card at shopping mall ?

I had received the card today, and it said that the PIN will be sent seperately with the card. So, if i verify the card at the public bank website, is it the PIN that i fill in during the verification is the PIN for my ATM ??
LcF

@Jen Hau: yes, if the shop accept VISA Electron card then you can swipe the PB VISA Electron card like a credit card and make the payment.

You will receive the PIN of the VISA Electron card in a separate letter. The PIN is needed when you use the VISA Electron card at ATM. It is not the same PIN as your Public ATM card.
LcF

@Jen Hau: yes, if the shop accept VISA Electron card then you can swipe the PB VISA Electron card like a credit card and make the payment.

You will receive the PIN of the VISA Electron card in a separate letter. The PIN is needed when you use the VISA Electron card at ATM. It is not the same PIN as your Public ATM card.
Jen hau

I see. So what is the use for the PIN that we fill during verifying our debit card at this website http://www.pbebank.com/en/en_content/personal/cards/vbvmc.html ?
Jen hau

I see. So what is the use for the PIN that we fill during verifying our debit card at this website http://www.pbebank.com/en/en_content/personal/cards/vbvmc.html ?
http://www.infoHQ.us/ InfoHQ.us

For all Debit Cards a single PIN is issued for all verification purposes. I have a VISA Electron card too with one PIN.

Isn’t it faster to call the issuer for a confirmation?
http://www.infoHQ.us InfoHQ.us

For all Debit Cards a single PIN is issued for all verification purposes. I have a VISA Electron card too with one PIN.

Isn’t it faster to call the issuer for a confirmation?
LcF

@Jen Hau: the “Verified By Visa” and “MasterCard SecureCode” are used to further enhance the security of online payment. They are used online only. However, not all online merchant apply the security.
LcF

@Jen Hau: the “Verified By Visa” and “MasterCard SecureCode” are used to further enhance the security of online payment. They are used online only. However, not all online merchant apply the security.
http://fitterhappier1412.blogspot.com/ shahril.mohammad

oh shit. i just remember. i did apply the pb visa electron via online. and i did sent the copy of my IC to the PB headquarter. do i need to send the copy of my application form too?

and next, if i don’t have an acc in pb. how can i transfer my money to my visa electron acc? through atm?

thanks
http://fitterhappier1412.blogspot.com shahril.mohammad

oh shit. i just remember. i did apply the pb visa electron via online. and i did sent the copy of my IC to the PB headquarter. do i need to send the copy of my application form too?

and next, if i don’t have an acc in pb. how can i transfer my money to my visa electron acc? through atm?

thanks
LcF

@Shahril: you can transfer money to your Visa Electron account through Public Bank ATM (cash deposit machine).